This thread is entirely dedicated to those who have been scammed…in hopes that others don’t fall for the same thing.
Recently, my aunt by marriage, I’ll call P, had a sister that got involved with a con artist. We’ll call my aunt’s sister, R. R owned her own home, it was paid off. She worked as a home health care aide, and made just enough to pay the bills. Then, one day, she met a man we’ll call, Jon. Well, Jon just swept her off her feet. Supposedly he has a degree from Clemson, and was from S.C., USA. He told her how he’d just sold his company there for a lot of money, and had decided it was time for a change in scenery, so he moved to Texas. He got a job in a plant, but later just quit.
R, let the guy move in with her. They bought a motocycle…in her name. They refinanced her home… THAT WAS PAID FOR.. to get some money needed to finance for a business he decided to start up. The bank put both their names on the title after that. R and Jon never officially married, but there is a law that many people don’t know about called “common-law marriage.” In the state of Texas, if you live and share the same bed with a person of the opposite sex for 6 months, you are legally, common-law married. That means, anything Jon bought, scammed, etc, R is ALSO now liable for. Such as Jon carrying a cashier’s check to a local bank for $100,000, and keeping out $20,000 for himself. First of all, whoever at the bank that allowed this, needs to be prosecuted because I personally feel it must be an inside job. I have used that same bank for years, and they put a hold on my own payroll checks from a major corporation that I received weekly. They even put a hold on IRS refund checks..so who in their right mind would knowingly fall for that? Yeah..right.. inside job I say.
Needless to say, Jon did not really have that money in another bank. He owes so much money now..and had it all financed in R’s name. She moved in with her sister now because she doesn’t have the money for the utilities. She’s also having to file for bankruptcy because he stole all that money from the equity of her home. She called the police, but they said since they LIVED together..common-law marriage was in effect, so there is nothing they can do. The officer told her on the side though (off the record), to move the motorcycle and sell it before Jon could get a hold of it. At least she can get some of that back with today’s gas prices..and it doesn’t have many miles on it. Obviously R has no common sense because my aunt kept telling her that this was all too good to be true. If Jon had soooo much money supposedly coming in from a sell out of his business in SC, where was the money, why did they need to re-finance R’s home..etc? Turns out, according to the police, Jon has been convicted of all sorts of con-artists scams all over the country. He seems to get away with most of it, simply because he cons an unsuspecting needy-type lady. Mom kept telling my aunt P, her SIL, that something was up with the guy because he had prison tattoos, and needed to have him checked out, but R was madly in love, and wouldn’t listen. Now she’s paying for it…49, broke, bankrupt, and nothing the law can do for her all because of her being common-law married. Plus, R, is not real smart, and we suspect maybe some mental learning issues, although she won’t get tested for them. This is just HORRIBLE! All we can do to help her is pray at this point.
Then, the other day at work, mom’s boss, we’ll call A, came in talking about some wonderful man that she’d met. That she had a date this coming weekend with…and his name was Jon.. from S.C., etc. My mom told her immediately that it sounded just like this other “Jon.” A was clearly upset, esp since she doesn’t know if they are one and the same. A’s Jon said he has a motorcycle, that he went to Clemson… hmm sound familiar. I told mom to remind A, that he is STILL common-law married as well.. so maybe, A can help the police some how set him up in a sting operation if it is the same Jon…which is what we suspect.
Another scam I was made aware of.. the jury duty scam. Early last fall, I was visiting my mother, and she received a phone call asking for my older brother, W. She asked what it pertained to, and she was informed that W had missed jury duty, and they need to verify his information to send him his ticket for failure to show. We had heard on a radio broadcast about a jury duty scam going on just the previous afternoon. Mom was immediately suspicious. She refused to verify anything about my older brother’s information. She then asked for the caller’s info, and he identified himself as investigator M. He gave her a case number and a phone number to call. She then asked why he called her, and he said that W listed her as a next of kin person to contact. All I can say is warning bells went off…
My older brother, W, is my dad’s son by a previous marriage..so he’s my mom’s STEP-SON. And although his mother has passed away, he and my mom are not close..and probably never will be. Also, he lives 8 hours away from us..why would we be his nearest contact when his wife’s family lives across town from him?!? Investigator M wanted to verify my mom and dad’s names and addresses..she wouldn’t..then he wanted to get in contact with me..not knowing I was sitting there listening to the speaker phone. She wouldn’t verify my address either. As soon as she hung up, we immediately called W. He was very upset. He called the county he lives in, along with a neighboring county, and they have no record with that number, nor has he missed anything. After calling mom back and telling her what he discovered, mom decided to contact the state attorney general’s office..as the radio program had suggested, but it didn’t say if it should be state or federal.. and they acted like they had no idea what to do. So she called the sheriff’s office and asked if they knew who to call.
The sheriff’s office had her come down to the station and give a statement. Mom had also taken down the phone number off of the caller ID where the “investigator” called from, and it was a New York area code. She looked up the number the “investigator” said to call, and it was all over the internet that it is a SCAM. The sheriff said anytime something like this happens, immediately give them ALL of the information. They filed a report and turned it into some federal division dealing with it because it had crossed statelines. We were told we did the right thing by NOT verifying anything and by not giving out any information. We were also told that you will NEVER be called by phone for anything to do with jury duty.
The best we could figure out, is they used a phone book to find the information. I guess because of all of the genealogy research I have done, I know that you can look in old telephone directories, but I will not tell you how because I will NOT help out any scammers that might decide to read my post. Another major warning flag that went up for us, they had forgotten to mention as a contact..my younger brother that still lives at home with my parents due to financial reasons. He doesn’t have anything but a cell phone..so they used lan-line numbers to look up the info..my older brother works for a company that puts together phone books, and said that was the best guess he could come up with..because it usually lists your phone number and address.
The next step we all took to protect ourselves was to get a hold of www.equifax.com. It is one of the major 3 credit bureaus. Basically from that, I took their phone number, called them, and had a warning placed on my credit/SSN#. I also had the option to have them call me if someone tried to access my credit, and I placed that on it as well. The warning is only good for six months from the time I did it, so I will place it again soon. I tried contacting one of the other credit bureaus first, but could not get through the long automated phone system. I found equifax to be the easiest to deal with. Also, equifax contacts the other 2 for you, and they put up the blocks/warnings as well. Each person in my parent’s household did this, and each person in my older brother’s household did it as well, including his 8 year-old child.
There are companies out there that will help protect you from identity theft as well. One such is called Lifelock. Their website is http://www.lifelock.com/ . Basically, they do what I told you about above. They actually contact the credit bureaus every 90 days from what I read and provide a million dollar guarantee to clear up your name if you do become a victim. As for the reduction in junk mail and credit card offers, when you place a warning/block through the credit bureaus, they actually are the ones who stop that for you.
Another thing I was also told to never do…never fill out to win free stuff in malls, grocery stores, etc. They “say” someone wins, but I have never actually met someone who has. It is simply a good way for them to get your infomation not only for mailing lists, but for persons wanting to steal your identity. Because if you think about it, it asks for your name…including maiden/married, address, phone number, email address, and good contact times. Well, you have just basically told someone where you live and just when you’ll be home. Other kinds of thieves can use this information to their advantage then, especially since no one stands guard over those win free stuff boxes. It is easy for them to just grab a few names out of the box and walk away with YOUR information.
The lessons I have learned from this, if it SOUNDS too good to be true..then it probably is! And to be paranoid in today’s society is to be safer.